Rural Mutual Insurance offers other various types of plans. Click the type of plan you would like to learn more about.

• Farm Personal Property

• Pollution Liability

• Watercraft Coverage

• Workers Compensation Policy

• Farm Buildings

• Claims-Made Coverage

• Recreational Vehicles

• Crop Hail Policy

• Farm, Personal & Employers Liability

• Farm Excess Liability Policy

Farm Pak - A Farm Owners Non-Assessable Insurance Package!

Farm Personal Property

Coverage for farm machinery, implements of husbandry, tools, feeds, agricultural produce, livestock and poultry owned, rented or leased that is usual and incidental to farming.

• Unscheduled (Blanket) Form

• Scheduled Form

• Perils We Insure Against

• Additional Livestock Perils

• Incidental Coverages

• Optional Endorsements

Farm Buildings

Farm Buildings and structures include: Attached sheds & signs and Permanently installed machinery & equipment such as: Pipeline Milkers, Bulk Milk Tanks, Barn Cleaners, Silo Unloaders, Automatic Feeding Systems.

• Named Perils Form

• Comprehensive Form

• Incidental Coverages

• Optional Endorsements

Farm, Personal & Employer's Liability

We will pay on your behalf amounts you are legally obligated to pay due to Bodily Injury and Property Damage to the public or your employees. We will defend any suit for damages, if the suit results form Bodily Injury or Property Damage not excluded under this coverage, subject to the policy limits you select.

• Medical Expense

• Optional Liability Coverages

Pollution Liability

This optional coverage part provides coverage for pollution incidents that damage the environment. Coverage applies to bodily injury and property damage caused by the emission, discharge, release or escape of pollutants into or upon land, the atmosphere, groundwater or any water course of body of water, provided it results in environmental damage.

Claims-Made Coverage

The Claims-Made coverage form applies only to bodily injury and property damage caused by a pollution incident that commences on or after the retroactive date shown in the Declarations Page for this coverage part.

Watercraft Coverage

Coverage can be provided for boats, motors and equipment or accessories by an endorsement for: Physical damage coverage, Liability & Medical expense, Uninsured Watercraft Protection, Underinsured Watercraft Protection.

Recreational Vehicles

Coverage can be provided for recreational vehicles such as snowmobiles, all-terrain vehicles, sleds and equipment that forms a permanent part of a recreational vehicle by an endorsement for: Physical Damage coverage, Liability & Medical expense, Uninsured Recreational Vehicle, Underinsured Recreational vehicle.

Farm Excess Liability Policy

The Farm Excess Liability policy is designed to provide catastrophic protection for financially crippling lawsuits that demand substantial sums of money as damage. It provides excess liability coverage above the limits carried in your underlying policies for: Automobile Liability, Farm Liability, Personal Liability, Watercraft Liability, Recreational Vehicle Liability. It is designed to provide coverage for individuals, partnerships, corporations or trust engaged in farming operations. Personal Umbrella liability coverage may be provided for any partner, officer or individual who is a part of the insured trust by naming them for personal umbrella coverage.

Worker's Compensation Policy

Any farmer who has a farm employee can voluntarily elect to carry a Worker's Compensation insurance policy. Any person engaged in farming who has employed 6 or more employees on 20 or more days during a calendar year is required by law to carry a Worker's Compensation policy.

A Worker's Compensation policy provides coverage for employees who sustain a job related accident resulting in bodily injury or an occupational disease in the course of their employment. It covers medical expenses, disability and death benefits.

Crop Hail Policy

It protects your standing crops from hail damage, fire, lightning, vandalism & non-owned vehicles.

This Web information is intended to highlight the features of various insurance, protection, and other services offered by the insurance agency or agents. Services and products shown herein are intended only for availability and application inside the State of Wisconsin. Services and products are not displayed herein for any purpose or reason other than to inform the visitor or reader that products of this nature may be available at a given time, and that the agent is available and willing to provide additional and more definitive information and answer questions concerning these products. Visitors and readers should not form specific opinions concerning these products and services until obtaining further information. For detailed information of exact program contents, coverages, limitations and exclusions, please contact the insurance agency or agent, or refer to the policies.