The Answer to Your Question!

Business Owners Pak A comprehensive program for:
	Retail Stores Condominiums Rural Towns Villages Contractors	Apartments Churches Motels Offices
ONE POLICY		...to avoid costly gaps and duplications
ONE COMPANY		...enjoy the convenience of having all your business insurance with one company

Contractors Select

Built for the People Who Build Wisconsin

We asked contractors like you what they wanted in an insurance program, and then we built it! The Contractor's Select insurance program includes the following features:

"Pay As You Go" Plan
Continuous Policy

Custom-Tailored Coverages

Additional Products and Service

Bid and Performance Bonds
Asset/Income Protection
Estate, Business Continuation and Retirement Planning
Funded Buy-Sell Agreements

Business Overhead Expense Coverage
Loss Control Services
Deferred Compensation Plans
Employee Health Services

The Commercial Excess Umbrella

Excess Liability Coverage for Commercial Businesses

As your business grows, you want to be sure it's protected in the event of a large liability lawsuit. That's why Rural Mutual Insurance Company developed The Commercial Excess Umbrella... The Commercial Excess Umbrella takes over when the limits of you other liability insurance policies have been exhausted. This umbrella of protection helps relieve your anxieties by covering those damages you are legally obligated to pay, beyond the limits of you underlying liability insurance policies.

Business Auto Policy For all of your commercial auto exposures
	Trucks Vans Panel Trucks Pick-Ups	Private Passenger Cars Truck Trailers Trailers
Why A Business Auto Policy?		...because the Personal Auto policy generally does not provide coverage for vehicles used for business purposes.
		...because the Personal Auto policy does not provide coverage for trucks in excess of one ton.

Who Needs A Business Auto Policy?	Anyone using vehicles for commercial use, such as:
Service Use Retail Use	Transporting Property Farmers using trucks in excess of one ton
How Does A Business Auto Policy Work?	It's a flexible program...
Designation symbols are used to provide the coverages needed.	There are many optional coverages available to meet your specific needs.

Renters Insurance
Property Coverage	Liability Coverage
Wisconsin Drivers Coverages and Services
Your personal auto liability Medical payments Uninsured & Underinsured Motorists protection Legal defense costs Collision coverage for your vehicle Other-than-collision coverage for you vehicle	Discounts available to you for: Good student (available through age 25), Multiple vehicles, Multiple policies (Home, Renter's, Condo, Farm, Country Estate) Optional coverages for: Rental car, Sound receiving equipment - including permanently installed cellular phones, Towing & emergency road service, Recreation & utility trailers, Customized equipment, Motorcycles

Wisconsin Christmas Tree Growers

is an active member of the Wisconsin Christmas Tree Producers Association. Offering many different coverages and services to help protect and help you business grow.

Wisconsin Apple Growers

is an active member of the Wisconsin Apple Growers Association. Understanding your concerns and issues as a growing business. Our products and services are geared toward your growth and success.

Disability Income Insurance

Protection for your income... whine you need it most. Like most of us, your lifestyle depends on your ability to earn an income month after month. A disabling accident or illness can change this overnight. It could prevent you from working for weeks... months... even years.

This Web information is intended to highlight the features of various insurance, protection, and other services offered by the insurance agency or agents. Services and products shown herein are intended only for availability and application inside the State of Wisconsin. Services and products are not displayed herein for any purpose or reason other than to inform the visitor or reader that products of this nature may be available at a given time, and that the agent is available and willing to provide additional and more definitive information and answer questions concerning these products. Visitors and readers should not form specific opinions concerning these products and services until obtaining further information. For detailed information of exact program contents, coverages, limitations and exclusions, please contact the insurance agency or agent, or refer to the policies.